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The history of life insurance is not very difficult to understand. Today is the duration of the contract between an individual and an insurance company to impose a policy simply that the company is insured, the cost of the contractor, the beneficiary if he dies. But from where came the idea of being insured at the time of death is? Who were the first people who put this idea? What have you when the funds were not as high as those of firms in the lifeinsurance industry today? When real life starts? All these questions are very interesting and the fact of the matter is that some of them do not respond to a large extent, but we know a lot about the history of this wonderful thing That people of all covers worldwide.
The few characters first insurance life story
Historians have life insurance policies were in search of the true beginning as we know itbut the first baby-steps, which finally ended in the actual payment on death deciphered. According to the Financial Shopper Network in China's ancient sailors pirates have stolen all their goods from other parts of the vessels to avoid loading it, so if an attacker had to go from a cargo ship, the entire load is not lost. A little 'later in Babylon gave traders simply loans to be repaid if the contents of the trade have been delivered safely due.
So whathas to do with life insurance? So to avoid these two civilizations, of losing everything. They have done little to long-term steps that the child would have helped. Life as we know it began in Rome. The people have decided this advanced civilization, the form which they call "burial clubs" mentioned. These clubs are designed with one purpose in the event of an unexpected death of a member, all others would be willing to pay theirfuneral expenses and help the surviving family with some money. The concept of life they knew has ended dramatically the year 450 AD when the Roman Empire fell and its practices have been abandoned for a long period of time. It 'also important to note that many historians agree that during the same period in Rome, the Indian empire and its citizens as "burial clubs" formed to pay the funeral and help people with expenses. A hint of this, afterThe Financial Shopper Network is that the "yogakshema, the name of Life Insurance Corporation of India Corporate Headquarters" refers to the Vedas.
It 's been in Great Britain History and Life Insurance
Modern life does not begin until the British decided to try to make it work. The practice of life insurance in England was bound on the European continent with the exception, and it was the British launched the mostmajor life insurance companies announced that European states today. It 'was in the middle of the 17th Century, in the streets of London, a group of people in England met one of Lloyd's Coffee House and decided ideas come to life. The cafe WAS known for merchants, ship owners and merchants, and Therefore the money is great place to discuss life insurance know that most of these people.
LifeHistory of insurance in the United States
With knowledge of the foundations of English life and the things That the insurance industry could help the people, like life, decided to prove that the United States of America. After a conversation about how they decide on the next business first life, he decided to model based on well-known British company. The first American life insurance soil formed incolony in the south of Charleston, South Carolina in 1735.
About 20 years later, saw the whole colony, this was a good idea, the Presbyterian Synod of Philadelphia in 1761 decided to sponsor the first life insurance companies in the U.S. that same year, she wrote her first in politics. The worst of life at that time was that many religious groups oppose because they would be happy and anticipating his own death, the religiousFervor in the North American colonies at the time, proved to be quite a challenge to get everything started.
The current life insurance industry as we know it really pulled in 1840 because these religious groups and more relaxed not to interfere with government business. Another big reason that life insurance and came to New York, Chicago Fire demonstrated that cities have killed a number of people in each of the two. After thisMore and more companies have started life on the next and in 1900 is really growing business. They wanted to be protected in case of accidental death.
The 1900 proved a period of industrial growth for life insurance. Two wars continued and many people have decided to take out insurance for the future monetary policy for their families to create a safe. It also says that an attack against the country more people to buy life insurance. No one can denythat just because after Pearl Harbor and got a few people to panic and decided policy in fear of their lives to open. The same applies to the beginning of this century, when the attacks took place against the real World Trade Center. The people decided that it is not worth not protected, and that a small premium per month was better than their families in charge.
Life Insurance today
As you can see life insurance has attracted much, ifstarted earlier in Rome and India. Large companies with major world power and interaction have emerged. Companies that have much to say about both the world economic and political events there. As you can see its market is now in a boom and there are many life companies for life insurance. Who knows what the future happen, but now customers want Their capacity and thousands of businesses that they can choose with happy!
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